Home Sale Offer Information
We at Stanley Martin Homes, LLC (“Stanley Martin” or the “Company”) request that you read this Home Sale Offer Information (“Offer Information”) as you review information regarding the homes presented on this website (the “Website”) since this Offer Information provides important details that are not shown in the main part of the Website due to technical and space constraints.
Stanley Martin Homes may revise this Offer Information by updating this posting, so you may want to review it occasionally.
GENERAL INFORMATION APPLICABLE TO ALL MARKETS
First Heritage Mortgage Incentives:
Some incentives are tied to the use of First Heritage Mortgage, LLC (“First Heritage Mortgage” or “FHM”). Stanley Martin Homes and First Heritage Mortgage, LLC are affiliated businesses. An affiliated business arrangement disclosure will be provided before a contract is signed. First Heritage Mortgage is an Equal Housing Lender. (www.nmlsconsumeraccess.org) NMLS ID# 86548 (Virginia; FHM is also licensed in other states).
SMart Selected Homes™ and SMart Pricing™:
Certain homes are designated to have SMart Pricing™. The “SMart Pricing™ Details” are intended to show the various pricing components of the home. The “Other” part of the pricing captures any options, discounts, incentives, and special offers associated with the home. See a Neighborhood Sales Manager for details.
School Disclaimer:
While Stanley Martin may identify the schools to which homes in a neighborhood may currently be connected based on the information that Stanley Martin has received, school boundaries and assignments are subject to change without notice. If the school selection is important, you should research this issue rather than rely on Stanley Martin’s information.
Renderings and Floor Plans:
The renderings, photos, and other images included on this Website are for general illustration purposes only and are not binding in any way. The home available for sale may differ from these illustrations. For example, standard features vary by neighborhood. The illustrations may include optional features that are not included in every home. Window sizes, window locations, and room sizes vary from one home to another based on the “elevation” (exterior façade) selected for the home. Product plans are frequently being revised and updated, with the result that the illustrations may not reflect the latest version of the home.
Floor plan images on this Website are for general illustration purposes only and are not binding in any way. Any references to dimensions of rooms, hallways, doors, and windows, as well as the square footage of a home or any portion of a home, are approximations and may change from house to house and based on revisions to plans.
Each homebuyer should review the plans and specifications with a Neighborhood Sales Manager to clarify the design and features of a particular home.
Site Plans:
The site plans displayed on this Website are for general illustration purposes only and are not binding in any way. Neighborhood features, home site layouts, and home site sizes are approximate and subject to change without notice.
SMart Living™
The availability of SMart Living™ features varies based on region, neighborhood, and specific home designs.
While the SMart Living™ features and products may include statements regarding performance results and health benefits, such statements generally have not been independently verified. Stanley Martin makes no representations or guarantees regarding the benefits of any SMart Living™ features and products.
Energy Savings
Any statements regarding energy usage or energy savings are estimates developed by third parties. Stanley Martin makes no representations or guarantees regarding the accuracy of these statements. Energy savings will vary due to many variables, including differences in utility rates and fees, the actual construction of the home, the floor plan, appliance usage, thermostat settings, weather conditions, number of individuals occupying the home, how the home is used, and orientation of the home. Gas utilities and appliances may not be available in some communities, and estimated energy costs may reflect electric utilities in those communities. Stanley Martin makes no guarantee of savings or efficiency that will be achieved by a homeowner in a particular home.
ENERGY STAR®
In some markets, Stanley Martin offers ENERGY STAR® Certified homes. See a Neighborhood Sales Manager for availability.
HERS®
The HERS® Index Scores provided on this Website are projected scores determined by pre-construction modeling of house-specific architectural plans performed by a third-party service provider. This is done using the REM/Rate™ software, which rates a home's energy efficiency. The confirmed HERS® Index Score is determined after a home is completed, with each Stanley Martin home scored individually. A specific home, as constructed, may have a HERS® Index Score lower than the projected score. The confirmed HERS® Index Score is noted on the HERS® Certificate that will be delivered with the home.
Supplier/Third Party Videos:
Videos showing certain products or devices are produced by the supplier of that product or service or by third parties. The videos may show products or devices that are not included in the SMart Living™ program.
SPECIAL OFFERS AND INFORMATION:
General Offers and Promotions
Warm Winter Home Event - Interest Rate Incentive: For a limited time, a special “2-1 buydown” of interest rates is available to buyers of our move-in-ready homes that close by March 1, 2025, using First Heritage Mortgage (FHM) as the lender. This offer is available for non-contingent new sales only.
The following “2-1 buydown” financing example is based on a conventional conforming 30-year loan product with a 2-1 buydown, on a home with a sales price of $307,440.00, a loan amount of $301,870.00, a $10,761.00 down payment, and a stated interest rate of 6.750%; the interest rate would be 4.750% for year one, resulting in principal and interest payments of $1,574.70/month; 5.570% for year two, resulting in payments of $1,761.63/month; and 6.750% for year three and subsequent years, resulting in payments of $1,957.92/month. The APR in this scenario is 7.611%.
The payment amounts shown above are based on financing through First Heritage Mortgage, LLC (“FHM”) and do not include homeowner’s association or condominium dues or assessments, real estate taxes, mortgage insurance, and hazard insurance, which will vary based on location, credit score, and choice of insurer. Rates, principal and interest payments, and APR shown are as of 1/23/2025, based on a borrower with a credit score of 760 and above and a 35-day lock. These are not guaranteed and will vary based on credit criteria, final loan amount, down payment, and current market pricing. Rate not guaranteed or locked in. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. This is a limited-time offer. This is an advertisement and not a guarantee of lending. To be eligible, a buyer must qualify for the loan program and satisfy the underwriting guidelines. Other terms and conditions apply. Stanley Martin Homes has an affiliated business arrangement with FHM and may benefit financially from the use of its services. First Heritage Mortgage, LLC is an Equal Housing Opportunity Lender | www.nmlsconsumeraccess.org | Company NMLS ID# 86548. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details.
Division Specific Offers and Promotions
Maryland
MHBR No. 3588
Northern Virginia
No special information.
West Virginia
Sales by The Bryan Group, LLC, agents for Seller, Richard W Bryan, Broker, WV0028537, 703.967.2073.
Richmond, Virginia
No special information.
Charlottesville, Virginia
No special information.
Hampton Roads, Virginia
No special Information.
Raleigh, North Carolina
No special information.
Coastal Carolinas (North Carolina and South Carolina)
No special information.
Charlotte, North Carolina (and South Carolina)
No special information.
Greenville/Spartanburg, South Carolina
No special information.
Columbia, South Carolina
No special information.
Charleston, South Carolina
No special information.
Aiken, South Carolina / Augusta, Georgia
No special information.
Atlanta, Georgia
Westside Bend at Proctor Creek Townhomes Interest Rate Incentive: For a limited time, a special “2-1 buydown” of interest rates is available to qualified buyers of select homes that close by January 31, 2025, using First Heritage Mortgage (FHM) as the lender. This offer is available for non-contingent new sales only.
The following “2-1 buydown” financing example is based on a 30-year FHA loan product with a 2-1 buydown, on a home with a sales price of $466,400, a loan amount of $457,952, a 3.5% down payment, and a stated interest of 4.875%: The interest rate would be 2.875% for year one, resulting in principal and interest payments of $1,900/month; 3.875% for year two, resulting in payments of $2,153/month; and 4.875% for year three and subsequent years, resulting in payments of $2,424/month. The APR in this scenario is 5.633%.
The payment amounts shown above do not include real estate taxes, mortgage insurance, and hazard insurance, which will vary based on location, credit score, and choice of insurer. HOA and condo fees are not included, which will result in a higher payment. Rates, principal and interest payments, and APR shown are as of 10/18/2024, based on a borrower with a credit score of 760 and above and a 35-day lock. These are not guaranteed and will vary based on credit criteria, final loan amount and current market pricing. Rate not guaranteed until locked in. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. Financing by First Heritage Mortgage, Company NMLS ID #86548 (www.nmlsconsumeraccess.org). May not be combined with any other offers. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details.
Westside Bend at Proctor Creek Single-Family Homes Interest Rate Incentive: For a limited time, a special “2-1 buydown” of interest rates is available to qualified buyers of select homes that close by January 31, 2025, using First Heritage Mortgage (FHM) as the lender. This offer is available for non-contingent new sales only.
The following “2-1 buydown” financing example is based on a 30-year FHA loan product with a 2-1 buydown, on a home with a sales price of $464,990, a loan amount of $456,567, a 3.5% down payment, and a stated interest of 4.875%: The interest rate would be 2.875% for year one, resulting in principal and interest payments of $1,894/month; 3.875% for year two, resulting in payments of $2,147/month; and 4.875% for year three and subsequent years, resulting in payments of $2,416/month. The APR in this scenario is 5.633%.
The payment amounts shown above do not include real estate taxes, mortgage insurance, and hazard insurance, which will vary based on location, credit score, and choice of insurer. HOA and condo fees are not included, which will result in a higher payment. Rates, principal and interest payments, and APR shown are as of 10/18/2024, based on a borrower with a credit score of 760 and above and a 35-day lock. These are not guaranteed and will vary based on credit criteria, final loan amount and current market pricing. Rate not guaranteed until locked in. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. Financing by First Heritage Mortgage, Company NMLS ID #86548 (www.nmlsconsumeraccess.org). May not be combined with any other offers. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details.
Enclave at Edgewater Interest Rate Incentive: For a limited time, a special “2-1 buydown” of interest rates is available to qualified buyers of select homes that close by December 31, 2024, using First Heritage Mortgage (FHM) as the lender. This offer is available for non-contingent new sales only.
The following “2-1 buydown” financing example is based on a 30-year FHA loan product with a 2-1 buydown, on a home with a sales price of $505,900, a loan amount of $496,736, a 3.5% down payment, and a stated interest of 4.875%: The interest rate would be 2.875% for year one, resulting in principal and interest payments of $2,061/month; 3.875% for year two, resulting in payments of $2,336/month; and 4.875% for year three and subsequent years, resulting in payments of $2,629/month. The APR in this scenario is 5.628%.
The payment amounts shown above do not include real estate taxes, mortgage insurance, and hazard insurance, which will vary based on location, credit score, and choice of insurer. HOA and condo fees are not included, which will result in a higher payment. Rates, principal and interest payments, and APR shown are as of 10/18/2024, based on a borrower with a credit score of 760 and above and a 35-day lock. These are not guaranteed and will vary based on credit criteria, final loan amount and current market pricing. Rate not guaranteed until locked in. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. Financing by First Heritage Mortgage, Company NMLS ID #86548 (www.nmlsconsumeraccess.org). May not be combined with any other offers. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details.
Waverly at Buice Lake Interest Rate Incentive: For a limited time, a special “2-1 buydown” of interest rates is available to qualified buyers of select homes that close by December 31, 2024, using First Heritage Mortgage (FHM) as the lender. This offer is available for non-contingent new sales only.
The following “2-1 buydown” financing example is based on a 30-year FHA loan product with a 2-1 buydown, on a home with a sales price of $384,990, a loan amount of $378,016, a 3.5% down payment, and a stated interest of 4.875%: The interest rate would be 2.875% for year one, resulting in principal and interest payments of $1,568/month; 3.875% for year two, resulting in payments of $1,778/month; and 4.875% for year three and subsequent years, resulting in payments of $2,000/month. The APR in this scenario is 5.645%.
The payment amounts shown above do not include real estate taxes, mortgage insurance, and hazard insurance, which will vary based on location, credit score, and choice of insurer. HOA and condo fees are not included, which will result in a higher payment. Rates, principal and interest payments, and APR shown are as of 10/18/2024, based on a borrower with a credit score of 760 and above and a 35-day lock. These are not guaranteed and will vary based on credit criteria, final loan amount and current market pricing. Rate not guaranteed until locked in. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. Financing by First Heritage Mortgage, Company NMLS ID #86548 (www.nmlsconsumeraccess.org). May not be combined with any other offers. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details.
Kingsley Interest Rate Incentive: For a limited time, a special “2-1 buydown” of interest rates is available to qualified buyers of select homes that close by January 31, 2025, using First Heritage Mortgage (FHM) as the lender. This offer is available for non-contingent new sales only.
The following “2-1 buydown” financing example is based on a 30-year FHA loan product with a 2-1 buydown, on a home with a sales price of $464,900, a loan amount of $456,478, a 3.5% down payment, and a stated interest of 4.875%: The interest rate would be 2.875% for year one, resulting in principal and interest payments of $1,894/month; 3.875% for year two, resulting in payments of $2,147/month; and 4.875% for year three and subsequent years, resulting in payments of $2,416/month. The APR in this scenario is 5.633%.
The payment amounts shown above do not include real estate taxes, mortgage insurance, and hazard insurance, which will vary based on location, credit score, and choice of insurer. HOA and condo fees are not included, which will result in a higher payment. Rates, principal and interest payments, and APR shown are as of 10/18/2024, based on a borrower with a credit score of 760 and above and a 35-day lock. These are not guaranteed and will vary based on credit criteria, final loan amount and current market pricing. Rate not guaranteed until locked in. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. Financing by First Heritage Mortgage, Company NMLS ID #86548 (www.nmlsconsumeraccess.org). May not be combined with any other offers. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details.
Skylar Interest Rate Incentive: For a limited time, a special “2-1 buydown” of interest rates is available to qualified buyers of select homes that close by January 31, 2025, using First Heritage Mortgage (FHM) as the lender. This offer is available for non-contingent new sales only.
The following “2-1 buydown” financing example is based on a 30-year FHA loan product with a 2-1 buydown, on a home with a sales price of $454,900, a loan amount of $446,660, a 3.5% down payment, and a stated interest of 4.875%: The interest rate would be 2.875% for year one, resulting in principal and interest payments of $1,853/month; 3.875% for year two, resulting in payments of $2,100/month; and 4.875% for year three and subsequent years, resulting in payments of $2,364/month. The APR in this scenario is 5.634%.
The payment amounts shown above do not include real estate taxes, mortgage insurance, and hazard insurance, which will vary based on location, credit score, and choice of insurer. HOA and condo fees are not included, which will result in a higher payment. Rates, principal and interest payments, and APR shown are as of 10/18/2024, based on a borrower with a credit score of 760 and above and a 35-day lock. These are not guaranteed and will vary based on credit criteria, final loan amount and current market pricing. Rate not guaranteed until locked in. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. Financing by First Heritage Mortgage, Company NMLS ID #86548 (www.nmlsconsumeraccess.org). May not be combined with any other offers. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details.
River Oaks Interest Rate Incentive: For a limited time, a special “2-1 buydown” of interest rates is available to qualified buyers of select homes that close by January 31, 2025, using First Heritage Mortgage (FHM) as the lender. This offer is available for non-contingent new sales only.
The following “2-1 buydown” financing example is based on a 30-year FHA loan product with a 2-1 buydown, on a home with a sales price of $464,990, a loan amount of $456,567, a 3.5% down payment, and a stated interest of 4.875%: The interest rate would be 2.875% for year one, resulting in principal and interest payments of $1,894/month; 3.875% for year two, resulting in payments of $2,147/month; and 4.875% for year three and subsequent years, resulting in payments of $2,416/month. The APR in this scenario is 5.633%.
The payment amounts shown above do not include real estate taxes, mortgage insurance, and hazard insurance, which will vary based on location, credit score, and choice of insurer. HOA and condo fees are not included, which will result in a higher payment. Rates, principal and interest payments, and APR shown are as of 10/18/2024, based on a borrower with a credit score of 760 and above and a 35-day lock. These are not guaranteed and will vary based on credit criteria, final loan amount and current market pricing. Rate not guaranteed until locked in. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. Financing by First Heritage Mortgage, Company NMLS ID #86548 (www.nmlsconsumeraccess.org). May not be combined with any other offers. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details.
Orlando, Florida
Interest Rate Incentive: For a limited time, a fixed interest rate of 4.99% is available to qualified buyers of select homes that close by January 31, 2025, using First Heritage Mortgage (FHM) as the lender (3.5% Down Payment Minimum for FHA). This offer is available with the use of FHA and VA loan products and for non-contingent new sales only. APR%, down payment amount and loan amounts are determined based on the following loan programs and their parameters.
FHA w/ 3.5% down – APR 5.79%
VA w/0% down – (with 3.3% VA funding fee) APR 5.381%
VA w/0% down – (no funding fee) APR 5.091%
Real estate taxes, mortgage insurance, and hazard insurance will vary based on location, credit score, and choice of insurer. Rates may vary based upon dates of loan application, credit criteria, final loan amount and current market pricing. Seller contributions of up to 6% as allowed based on applicable mortgage guidelines. Financing by First Heritage Mortgage, Company NMLS ID #86548 (www.nmlsconsumeraccess.org). May not be combined with any other offers. Not available in all neighborhoods. See a Stanley Martin Neighborhood Sales Manager for details. © Stanley Martin Homes, LLC | MHBR #3588
Closing Cost Incentive: The closing cost contribution incentive of up to $15,000 (i) is only available on non-contingent contracts fully executed on or before January 31, 2025,(ii) varies by neighborhood, homesite, and house type, and (iii) may not exceed the total amount of closing costs. A portion of the closing cost contribution incentive is conditioned upon the homebuyer using Apollo Title Company, LLC (Apollo) as the closing agent. Stanley Martin Homes has an affiliated business arrangement with Apollo and may benefit financially from the use of its services.
Stanley Martin Homes has an affiliated business arrangement with First Heritage Mortgage, LLC (FHM) and may benefit financially from the use of its services. Terms and conditions apply. All approvals subject to underwriting guidelines. First Heritage Mortgage, LLC is an Equal Housing Lender. Company NMLS ID #86548 (www.nmlsconsumeraccess.org)
